Kids bikes can be found on many online catalogues and shops so it is a good idea to search around online to find which sites and shops have the best deals. Most children’s bikes fall within a price range of £200 but some can get a bit higher, it is up to you to decide how much money you can and want to spend. When buying your kids bike it is important to determine how you will pay for it. You can make the whole payment at once with cash or a credit or debit card. However, if you would like to spread out your payments, many catalogues and shops will allow you to buy your kids bike on finance through some sort of credit account or offer pay later plans.

Shops like Argos offer credit accounts so you can make monthly payments to your account until the balance is paid off. Just make sure to check with the shop and find out if you qualify for a credit account first. If you do qualify and decide to buy a bike from one of these shops or one like it, it is important that you make all of your required payments on time so you do not damage your credit.

Shops such as Isme, K and Co, Littlewoods, and Very allow you to buy your kids bike through “buy now pay later” plans. With these plans you will not have to make a payment for up to a year after your purchase depending on how much your bike costs. An added bonus with this type of plan is that if you pay off the balance before the deferred payment period is over then you will not have to pay any interest. When buying a kids bike on finance, remember to find the best bike for your needs and make sure you find a payment plan that works for you.